Financing Terms
Financing is available on select products after account review and approval. Shop first, then choose the payment path that fits.
Financing starts from product selection.
May vary by approval.
Cards are not charged early.
Members may receive promotional savings.
How it works
DecorationPath financing is not a general credit application. Customers select an eligible product first, then apply through a secure account review process.
Financing is only available for products marked eligible by DecorationPath.
A secure customer account is required before the financing request can continue.
Identity, address, income, product eligibility, and portfolio rules may be reviewed.
If approved, the customer may complete the required down payment and applicable processing fee.
Important terms
When financing is selected, the purchase is not completed until the customer is approved and chooses to proceed.
The default minimum down payment is 50%, but DecorationPath may adjust requirements by product, approval type, or account review.
Products under $5,000 may include a $99 processing fee. If manual review is required, the fee is not charged until final approval.
MyCreditUW membership is not required to apply. Members may receive promotional benefits such as reduced fees, product discounts, or priority review.
The customer may still purchase the product at full price. The financing transaction does not complete unless approved.
Ready to shop?
Financing is available as an option on eligible products.