DecorationPath

Furniture that makes home feel finished.

Shop curated furniture for every room, with flexible purchase options available on eligible products.

Start with the furniture you want. Apply from the eligible product page.
Limited-Time Offer

Eligible applicants may qualify for as little as 20% down.

Available on eligible purchases through July 31, 2026. Approval, product eligibility, program availability, and applicable terms are required.

Learn How to Apply

How to Apply for Financing

Choose the furniture first. We’ll guide you through the rest.

Financing begins with an eligible DecorationPath product. Select the item you want, review the purchase options available for that product, and complete the application from the product page.

1

Choose an eligible product

Browse the store and open the product you want. Eligible products clearly display available financing options.

2

Click Apply for Financing

Select the available financing option on the product page to begin the secure application.

3

Complete the application

Provide your contact, address, identity, and income information. Additional information may be requested when necessary.

4

Receive your decision

Some applications may receive a quick decision. Others may require manual review or additional documentation.

5

Complete your purchase

If approved, review and accept your terms, make the required down payment, and finish your order.

Financing is available only on eligible products and is subject to application review, approval, program availability, and applicable terms. Required down payment, APR, fees, and other terms vary by product and financing program. The limited-time 20% down offer is available only to eligible applicants on eligible purchases through July 31, 2026.

Before You Apply

Have your basic information ready.

The application is designed to provide clear instructions as you move through each step. Having your information available can help you complete the process more easily.

Document requirements vary by financing program and application review. The application and Customer Hub will tell you exactly what is needed.
  • Your full legal name and date of birth
  • Your email address and current phone number
  • Your current address and recent address history when requested
  • Your Social Security number for identity and application processing
  • Your gross monthly income and income frequency
  • A government-issued photo ID or other documents if requested

The DecorationPath Difference

Thoughtful pieces for the rooms you actually live in.

From everyday essentials to statement furniture, DecorationPath helps you choose pieces that make your home feel intentional without making the process complicated.

Curated for real homes

Furniture for living rooms, bedrooms, dining spaces, offices, and the finishing details that bring the room together.

A clear shopping experience

Browse by room, choose the item you want, and follow a clear purchase path based on the options available for that product.

Flexible purchase options

Eligible products may include in-house financing options with approval, applicable terms, and a required down payment.

Financing Questions

What customers ask before applying.

Can I apply before choosing a product?
DecorationPath financing begins with an eligible product. Choose the furniture you want first, then use the financing option displayed on that product page to begin your application.
How do I know whether a product is eligible?
Eligible products display financing availability and the purchase options currently offered for that item. Financing availability may differ by product.
Can I really qualify for 20% down?
Eligible applicants may qualify for as little as 20% down on eligible purchases through July 31, 2026. Approval, program availability, product eligibility, and applicable terms are required.
Will every application receive an immediate decision?
Some applications may receive a quick decision. Other applications may require manual review, identity verification, additional information, or supporting documents.
What information do I need to apply?
Be prepared to provide your contact information, date of birth, Social Security number, address, and gross monthly income. Additional documents may be requested depending on the application and financing program.
What happens after I am approved?
You will be able to review the applicable financing terms, accept the agreement, make the required down payment, and complete the purchase.
Can I purchase without financing?
Products available for regular purchase can be added to the cart and purchased through the standard DecorationPath checkout process.

Start Your Space

Find the furniture that changes the room.

Explore curated furniture for living, dining, bedroom, office, and more. Start with the product you want and review the purchase options available for that item.

DecorationPath Customer Assistant Automated help with Customer Care available

Welcome to DecorationPath! I'm your virtual Customer Assistant. I can help answer questions about our furniture, ordering, delivery, financing information, payments, and more. If you need personal assistance, you can connect with our Customer Care team at any time.

DecorationPath assistant is typing...
Responses may be automated. Do not enter SSNs, card numbers, bank details, passwords, or private account information.